Mortgage Blast Loans
The BEST Mortgage Plan,   It's a complete package

Come talk to us about  Mortgage Blast if you:

  • Need a Mortgage Loan to build or buy a home?
  • Already have an NCCU mortgage and need a vehicle, home furnishings and appliances?
  • Need a Home Repair Loan?
  • Have a mortgage at another financial institution and wish to transfer it to NCCU?


Benefits and Features

  • Fixed interest rate of 6.5% per annum on the reducing balance 
  • Purchasing solar water heaters retrofitting homes to install LED lamps. Interest rate of 6% per annum on the reducing balance.
  • 8.25% on loans for a vehicle, furnishings & appliances
  • FREE Loan Protection Coverage & Life Savings Insurance 
  • No processing and commitment fees. No hidden charges

  • Up to 30 years to repay
  • Borrow funds to build or buy a dream home as well as a vehicle, furnishings & appliances

  • 100% Financing
  • There is No waiting period if you need to apply for an additional amount or a small loan
  • Save & invest for the future with our compulsory savings plan
  • Qualify for FREE Loan Protection Coverage up to $150,000 at no cost to you

  • Attractive Debt Consolidation Packages
  • Qualify for a Line of Credit for having "Money When You Need It!"
  • All legal matters related to your mortgage are handled by our Legal Department
  • Through a standing order on salary, NCCU collects and then pays the annual premium on your homeowners' and vehicle insurances


Visit ANY NCCU Branch to apply for your Mortgage Blast Loan.

Items needed:

  • A minimum of 5% of the total amount of the loan requested. [we can work with you to meet this requirement].
  • Employed persons: Most recent pay-slip or salary statement from your employer.
  • Self-employed persons: recent financial statements of business.
  • Copy of the Certificate of Title of the land on which you will build
  • Your NCCU passbook(s) and photo identification like Social Security card.
  • Member Shares based on the amount of loan.
  • Details of your liabilities and commitments (loans, hire purchase, household expenses). 
  • If the approved loan is $77,000 and more or if you are 50 years and older, a medical examination by an approved medical doctor is necessary for loan protection coverage.
  • Member Shares/Loans click here!