Special Farming & Fishing Loans

Just for our farmers' needs

NCCU is making available Farming and Fishing loans on special terms for ensuring food security following Hurricane Maria.   Members can access this loan up till December 31, 2018.


  • To assist with the cultivation of short-term crops
  • purchase inputs and planting material 
  • provide working capital 
  • Defray labour expenses
  • to purchase tackle 
  • to repair boats  


  • Interest rate of 6.5% per annum on the reducing balance.

  • The maximum which members can borrow is  $10,000. 


Apply for a special Farming or Fishing Loan at the Roseau, La Salette and St. Paul Branches 

Items needed:

  • A minimum of 5% of the total amount of the loan requested.
  • Member shares based on the amount of loan
  • Details of security being offered
  • Farm/Fishing records 
  • Your NCCU passbook(s) and photo identification like Social Security card.
  • Member Shares/Loans click here!

Loan Conditions

  • Farmers not owning land must provide a lease or rental agreement 
  • Only members with previous history as Fisherfolk are eligible to apply for the special Fishing loan 
  • Maximum loan per farmer or fisherman is $10,000.00.
  • A market must exist for the farm produce 
  • Famers may qualify for a grace period.