Start building your credit rating with your first loan. It pays!
At NCCU, we recognize members who meet their loan repayment terms and reward them with character loans.
Get up to $10,000 above your Savings, Deposits, Fixed Deposits and Member Retirement Account on your signature only with no additional security.
Low interest at 11% per annum on the reducing balance
Use funds for a provident or productive loan
Loan protection coverage up to $150,000 is provided at no direct cost to you
No loan processing fees, no hidden charges
Use our CUCall telephone service to monitor your loan, at no direct cost to you
To process your character loan, all we will need is: