“not for profit, not for charity, but for service”
NCCU is committed to providing members with affordable services and at rates lower than the banks but NCCU is not a charity. So your credit union must set fees and rates that will generate income to cover the costs of providing most services to members. In addition to covering its costs, NCCU must build up financial reserves to guarantee safety and soundness. It must also pay competitive dividends on members’ Shares, savings and deposits.
The above guide to service charges speaks to this commitment. When you compare our charges and interest rates with those of other institutions, you will see NCCU offers better charges and rates for any given service.
Make NCCU your primary financial institution and grow your Credit Union business!