We can help you take care of your medical needs when the going gets tough.
- Low, low interest rate of 11% per annum on the reducing balance.
- No loan processing fees. No hidden charges.
- Medical expenses Loan for a maximum of $25,000 (New request only) 6.5% per annum on the reducing balance.
Peace of Mind
- 100% financing. You can get the amount needed.
- up to six (6) years to repay.
- Up to $150,000 in loan protection coverage is offered at no cost to you.
To apply call (255-2128) for an appointment with a Loans Officer or come in to our Loans Department and talk to our caring and helpful staff.
Here’s a checklist of items you’ll need:
- A minimum of 5% of the total amount of loan requested.
- Letter/referral from a medical doctor.
- Member shares based on the amount of loan
- Employed persons--most recent pay-slip or salary statement from your employer.
- Self-employed persons--recent financial statements of business.
- Details of security being offered.
- Your NCCU passbook(s) and a valid photo identification (eg. Social Security card or passport or driver's licence).
- Details of your liabilities and commitments (other loans, hire purchase, household expenses) for the application.
- If the approved loan is $77,000 and upwards or you are 50 years and older, a medical examination by an approved medical doctor is necessary for loan protection coverage.
- Member Shares/Loans click here!