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Fixed Deposits
Invest in a fixed deposit and earn much more on money you don’t need to keep on hand.

Features

  • Affordable minimium deposit of only EC$1,000
  • Flexible terms of 3 to 60 months 
  • Competitive tiered interest rates. Rates are per annum
  • Open to members and individual depositors
  • Maximum deposit  is EC$1,000,000

Benefits

  • Our fixed deposits offer some of the highest guaranteed rates of return.
  • Earn more as you save more and for longer periods
  •             Can be used as collateral for loans 

Rates

Amount 3 months 6 months 12 months
$1,000-$49,999 1.75% 1.75% 1.75%
$50,000-$99,999 2.00% 2.00% 2.00%
$100,000-$499,999 2.00% 2.00% 2.05%
$500,000 + 2.05% 2.05% 2.25%

 Rates are per annum  

 Rates Effective October 10, 2018

 

Amount 24 months 36 months 48 months 60 months
$1,000-$49,999 2.10% 2.10% 2.15% 2.20%
$50,000-$99,999 2.10% 2.10% 2.20% 2.30%
$100,000-$499,999 2.15% 2.20% 2.25% 2.40%
$500,000 + 2.30% 2.35% 2.40% 2.50%

 Rates are per annum  

 Rates Effective October 10, 2018

Come in today to a Branch and lock in your money at a competitive interest rate.

 

Note: All members/depositors are required to complete a Declaration of Source of Funds (DSF) form for ALL deposits of $10,000 and over, or on any lesser amount as determined by the Credit Union.