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Vacation & Travel Loans
Take that much needed vacation to a destination of your choice with a loan from your credit union.

Benefits

Save Money!!!

  • Low, low interest rate of 11% per annum on the reducing balance.
  • No loan processing fees. No hidden charges. 

Peace of Mind

  • 100% financing. You can get the amount needed.

Flexible

  • up to five (5) years to repay.

Safe

  • Up to $150,000 in loan protection coverage is offered at no cost to you. 

Requirements

To apply call (255-2128) for an appointment with a Loans Officer or come in to our Loans Department and talk to our caring and helpful staff.

Here’s a checklist of items you’ll need:

  • A minimum of 5% of the total amount of loan requested.
  • Employed persons--an approved leave form or letter from employer approving leave.
  • Member shares based on the amount of loan.
  • Employed persons--most recent pay-slip or salary statement from your employer.
  • Self-employed persons--recent financial statements of business. 
  • Details of security being offered.
  • Your NCCU passbook(s) and a valid photo identification ( eg. Social Security card  or passport or driver's licence).
  • Details of your liabilities and commitments (other loans, hire purchase, household expenses) for the application. 
  • If the approved loan is $77,000 and upwards or you are 50 years and older, a medical examination by an approved medical doctor is necessary for loan protection coverage. 
  • Member Shares/Loans click here!

 

All loans are subject to NCCU’s Loan Policies and approval procedures

To find out details on what can be used as security click here.